Home Loan
6.5%
Annual Interest Rate from
- Up to $2,000,000 loan amount
- Terms from 5 to 30 years
- Fixed & adjustable rate options
- Decision in 48 hours
Five loan categories covering every major financial milestone - each with competitive rates and no prepayment penalties.
Simple, transparent requirements - designed to help more people qualify for the financing they need.
Our streamlined digital application process takes the complexity out of borrowing - from first click to funded account.
Complete our 5-minute online application with basic personal and financial information.
We securely verify your identity, income, and credit history - all done digitally.
Receive your personalized loan offer with rate, term, and payment details within 24 hours.
Accept your offer and funds are deposited directly into your Aurex account - same business day.
Estimated Monthly Payment
Total Interest
Total Payment
Our minimum credit score requirement is 580 for personal loans. For premium rates on home and business loans, a score of 640 or higher is recommended. We also consider income, employment history, and debt-to-income ratio in our holistic assessment.
Most personal and car loans are funded within 24 hours of approval. Home loans typically fund within 3-5 business days after closing. Business loans vary by size but are generally funded within 5-7 business days.
No. Aurex Bank has a strict no-prepayment-penalty policy across all loan types. You can pay off your loan early at any time without incurring any additional fees or penalties.
Yes. We offer competitive refinancing options for most loan types. Many customers refinance with Aurex Bank to take advantage of our lower rates and eliminate prepayment penalties from their previous lenders.
We understand that life can be unpredictable. We offer a 15-day grace period before a late fee is applied. If you're experiencing financial hardship, contact our support team immediately - we have hardship programs designed to help you stay on track.
Apply online in minutes and receive a decision quickly for personal, business, home, and other borrowing needs.